Commercial Finance

Commercial finance for UK businesses and property clients

Clearpath arranges a broad range of commercial finance for SMEs, business owners, property investors, landlords and developers across the UK. Whatever you're trying to achieve - funding growth, managing cash flow, acquiring a business, or financing a property project - there's likely to be a route that fits.

Each type of finance suits different needs, circumstances and timescales. Below, you'll find a clear overview of each option we arrange. If you're not sure where to start, that's exactly what an initial conversation with Clearpath is for - call us and we'll talk it through.

Call Clearpath Today Email an enquiry

Finance products

Choose an area to find out more

Each link below takes you to a dedicated page explaining what the finance is used for, who it suits, and what to consider before proceeding.

Business Loans

Business loans are typically used to fund working capital, stock purchases, equipment, premises improvements, marketing, recruitment, or general growth plans. They can also help bridge short-term gaps in cash flow or support a specific one-off investment.

Find out more

Asset Finance

Asset finance is commonly used to fund vehicles, plant and machinery, construction equipment, IT and office technology, and other essential business equipment. It can also be used to release capital from assets your business already owns through refinancing.

Find out more

Merchant Cash Advance

Merchant cash advances are typically used for short-term needs such as managing seasonal cash flow, purchasing stock, covering unexpected costs, refurbishing premises, or bridging a gap ahead of a known income event.

Find out more

Invoice Finance

Invoice finance is widely used by businesses that sell to other businesses on credit terms, helping to smooth cash flow, fund growth, cover payroll and supplier costs, and reduce the strain caused by slow-paying customers.

Find out more

Trade Finance

Trade finance is typically used to fund the purchase of stock or goods from suppliers, support import and export activity, manage seasonal buying patterns, and bridge the gap between paying suppliers and being paid by customers.

Find out more

Acquisition Finance

Acquisition finance is used to fund the purchase of an existing business or its assets, support management buyouts and buy-ins, fund franchise purchases, and back strategic acquisitions of competitors or complementary businesses.

Find out more

Bridging Finance

Bridging finance is commonly used to break property chains, fund auction purchases, secure a property quickly ahead of a sale completing, finance light refurbishment projects, or provide short-term funding ahead of refinancing onto a longer-term facility.

Find out more

Buy-to-Let (BTL) Mortgages

Buy-to-let mortgages are used to purchase or refinance residential properties that will be let to tenants. This includes single rental properties, houses in multiple occupation (HMOs), and wider portfolios held personally or through a limited company.

Find out more

Commercial Mortgages

Commercial mortgages are used to purchase or refinance business premises, offices, retail units, industrial and warehouse space, and commercial investment properties. They can support owner-occupiers buying their own trading premises, as well as investors building a commercial property portfolio.

Find out more

Development Finance

Development finance is used to fund ground-up construction, property conversions, change-of-use projects, and substantial refurbishments. It typically covers both the cost of the land or existing building and the build costs, released in stages as the project progresses.

Find out more

Not sure which type of finance is right for you?

Call Clearpath for a clear, no-obligation conversation. We'll talk through your situation and explain which routes are realistically open to you.

Request a call Call 07947 869060